Aesthetics, Beauty and Cosmetics

Our team help Aesthetic Practitioners and Beauty Therapists (NVQ Level 3 or above) find the most appropriate insurance product to suit the needs of your business. The quickest way to get a quote is to complete the form on this page. We aim to get back to you within 48 hours.

If you have received your quote and would like to speak to us please call 0118 921 5078, or email

Finch provides a wide range of medical malpractice cover for the aesthetic cosmetic industry. The cover is designed to protect aesthetic practitioners against allegations of malpractice and negligence in the performance of their treatments.

Medical Malpractice cover will protect you against the potential costs and damages you may become legally liable to pay arising out of a claim for any insured treatments you provide or advice you give to patients. This can be combined with a clinic or salon policy to provide practitioners with comprehensive insurance cover for their businesses. We can also provide cover for Training Academies within this sector.

Treatments Covered

The list of treatments available for insurance is continually growing and currently includes the following:

  • Aqualyx
  • BB Glow
  • Brazilian Butt Lift
  • Botulinum Toxin
  • Chemical Peels
  • Cryotherapy
  • Cryolypolisis
  • Cryopen
  • Derma Planing
  • Dermal Fillers
  • Dermaroller Medical Skinneedling
  • Electrolysis
  • Fraxin
  • General Beauty Treatments
  • Hair Transplant (FUE) (Medical Practitioners only)
  • HIFU
  • Hydradermabrasion
  • Hyaluronidase/Hyalase
  • Hyperhydrosis
  • Infa-Red Skin Tightening
  • IV Infusion Therapy and Vitamin B12 Booster Injections
  • Laser (Non Ablative)
  • Laser (Ablative) /IPL skin types 1-6
  • LED
  • Light treatment for active acne
  • Lip Augmentation
  • Lipolysis/Vaser/Body Tite (Medical Practitioners only)
  • Liposuction (Medical Practitioners only)
  • Medical Needling
  • Mesotherapy
  • Microsclerotherapy
  • Micro dermabrasion
  • Micro pigmentation
  • Microneedling
  • Microblading
  • No Needle Mesotherapy
  • Non cancerous mole and skin tag removal
  • PDO Threads* (Must be CQC registered before any insurance cover can be agreed)
  • Phlebotomy
  • Platelet Rich Plasma (PRP) for Facial/Neck rejuvenation
  • Platelet Rich Plasma (PRP) for scalp hair restoration, breast
  • Semi-Permanent Make-up
  • Sclerotherapy
  • Teeth Whitening (Licensed GDC Practitioners only)
  • Tattoo Removal
  • Thread lifting – PDO/Silhouette Soft (Licensed Practitioners only)
  • Thread vein removal
  • Training other professionals (2 full time experience & certificate of education required)
  • Ultrasonic Body Contouring
  • Weight Loss Lipolysis (Lipo-Dissolve/Essentiale, Aqualyx) (Licenced Practitioners only)

Please note the following regarding Thread Lifting:

The TCA Cross Method (Medical Practitioner only)
Thread Lifting (Non dissolve) (Medical Practitioner only)
Thread lifting   – Mono – Medical Practitioners and Non Medic
Thread lifting   – PDO/Silhouette Soft/COG – If CQC registration is mandatory registration must be obtained


Malpractice Insurance Policies

Our malpractice policies can include the following cover:

  • Cover is provided for physical injury, mental injury, illness, disease, sickness, shock or death arising from your business activities, caused by your negligent act, error or omission.
  • Upon request, cover can be provided for medical related Professional Indemnity, Public/General and Product Liability, Loss of documents, Breach of professional confidentiality, Libel and Slander and Inquest costs.

We work with insurers to provide cover for licenced health care professionals including, Doctors, Nurses, Dentists, Pharmacists and non-licenced beauty therapists including aesthetic practitioners, cosmetologists, tattooists, semi-permanent make up artists and phlebotomists with a minimum Beauty Therapy NVQ level 3 or equivalent that has taken 12 months or more to complete.

Training Academies and Beauty Salons

We can also arrange Insurance for your Training Academy or Beauty Salon, please contact us for a quote.

Covid-19 Testing

Finch can arrange Medical Malpractice, Professional Indemnity and Public Liability for sample taking via pin prick/swab/venepuncture. This includes Covid 19 testing. Cover will be in respect of the sample taking only and will exclude the diagnostic/interpretation of the result.

For more information or to gain a quote please email

Get In Touch

If you are looking for insurance for your aesthetics business, why not get in touch with us today?

Make an Enquiry

We aim to provide a quotation within 48 hours.

We collect relevant personal information in order that we can provide you with the product or services requested.  We may pass your personal information to other companies for processing on our behalf and/or successors in law.  Entering into these terms of business signifies your consent to the processing of your data by us.

For a full explanation of how we use and store your data please take the time to read our Privacy Policy

  • Date Format: DD slash MM slash YYYY
  • NOTE – The following bandings are different for a Medic and Non Medic. Please ensure you select the correct banding. Please list ALL of the treatments that you require cover for to ensure that your quotation is correct.

*only where the practitioner has completed their studies with any training academy that is registered and receives an Accreditation from the CPD Accreditation Group.

Terms & Conditions: There is no deadline for this discount. The discount applies only to non-medics who are either ACPB members or had their training though a CPD Accreditation Group company. This discount applies only to Band D treatmentsª. The discount is a 10% reduction from the insurers standard rate. The discount will be applied as an introduction and also to all policies renewed with the insurer. The Finch Commercial Insurance Brokers or the scheme insurer reserves the right to cease the promotion of this discount at any time.
ªBand D Treatments consist of Botulinum Toxin (Botox), Dermal Fillers, Aqualyx/fat dissolving mesotherapy injections, Fraxin, Hyaluronidase/Hyalase, IV Infusion therapy and Vitamin B12 Booster Injections and Non Invasive Brazilian Butt Lift for Non Medics.