Trade Plates

If you are looking for trade plate insurance quotes, call us now for a competitive quote on 0118 921 5081 or get in touch below.

What Are Trade Plates?

Trade plates are used to avoid the need for vehicles to be registered or taxed in your own name whilst they are temporarily in your possession and you are using them on the road.

Who is Eligible for Trade Plates?

  • Motor Trader / Manufacturer
  • Motor Repairs / Body-shop
  • MOT Vehicle Testing Station
  • Valeter / Accessory fitter
  • Finance Company / Leasing company / vehicle collection agent

Trade Plate Insurance Scheme

Insurers deal with trade plate insurance under the road risks section of a traders’ policy. Some insurers request details of the plate registration number when arranging cover, others just stipulate that this needs to be recorded on your MID (Motor Insurance Database records). Cover under the policy will be operative as per the cover, drivers and limits of the road risks policy.

It is important to remember, that use of trade plates is restricted and for insurance cover to be operative you need to be operating within the boundaries of the licence you have been granted.

What can the plates be used for?

Trade Plates should only be used on connection with the business purpose for which they were issued, for example:

  • Vehicle collection and delivery
  • Vehicle demonstration purposes
  • Movement of a vehicle to auction from dealer premises
  • Taking a vehicle to a testing station or for dismantling
  • Road testing

Get In Touch

If you would like to discuss our trade plate insurance products, please contact the commercial insurance team using the details below, or simply fill in the form and we will get back to you as soon as possible.

Enquiry Form

Additional information


Vehicles & Transportation